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Mike Lonski
REALTOR®, Associate Broker

2414 Windmill Point Road, White Stone, VA 22578

$1,550,000
  • 2414 Windmill Point Road, White Stone, VA 22578 Main Photo

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Mike Lonski
Call: (804) 241-9427

Active
BEDS4 BATHS4 full 1 partial SQUARE FEET3,156 MLS#202600874
STATUSActive PROPERTY TYPEResidential - Single Family

Property Description

Located on the breathtaking Rappahannock River where it joins with the Chesapeake Bay, this exceptional waterfront property offers unforgettable sunrises, glowing sunsets, and ever-changing panoramic vistas that captivate throughout the day. Enjoy your own private sandy beach and a protected boat slip with approximately 3 MLW?perfect for effortless days on the water. (A DOCK CAN BE BUILT, OWNERS HAVE A KINGS GRANT) This unique coastal site truly offers three properties in one. The original home, circa 1904, is rich in character with high ceilings, hardwood floors, and thoughtful additions and upgrades over time. It features formal living and dining rooms, along with a kitchen that opens to a comfortable family room?all designed to take in the stunning waterfront views. Upstairs, youll find four bedroom areas and two full bathrooms, including a serene primary waterfront ensuite. Connected by a breezeway, the three-bay garage is topped by a beautifully finished apartment featuring vaulted ceilings, a full kitchen, living and dining area, and a private ensuite bedroom. On the opposite side of the property, a second detached garage also offers a full apartment above, complete with an open-concept layout with living space, kitchen, sleeping area, and full bath. Whether youre looking to host extended family and friends or generate income with multiple rental opportunities, this versatile property delivers. Ideally located just minutes from town and within an easy drive to Richmond, this is a rare opportunity to own a truly special waterfront retreat. Total square footage: 3800. Just minutes down from the town of White Stone or Windmill Point Marina featuring a seasonal Tiki Bar, fishing pier, boat ramp, beach, & more! See the featured sheet for all details.

Property Features

Property Type: Residential - Single Family
Basement: Crawl Space
Cooling: Heat Pump, Other
Fireplaces: 1
Garage: 3
Heating: Electric, Heat Pump, Other
Home Style: Farmhouse, Two Story
Lot Size: 1.88 Acres
Roof Type: Composition
Stories: 2.0
Taxes: $5,718
Year Built: 1904

Amenities

Bookcases
Built-in Features
Butlers Pantry
Ceiling Fan(s)
Dining Area
Separate/Formal Dining Room
Fireplace
Granite Counters
High Ceilings
Kitchen Island
Bath in Primary Bedroom
Pantry
Workshop
Deck
Dock

Feature Descriptions

Appliances: Dryer, Dishwasher, Electric Water Heater, Gas Cooking, Microwave, Oven, Refrigerator, Stove, Tankless Water Heater, Washer
Body of Water: Rappahannock River
Community Features: Bulkhead
Days on Site: 8
Door Features: Sliding Doors
Exterior: Drywall, Frame, HardiPlank Type, Plaster, Vinyl Siding
Fireplace: Gas, Insert
Flooring: Carpet, Tile, Wood
Formal Dining: Yes
Laundry: Washer Hookup, Dryer Hookup
Lot: Beach Front, Waterfront, Level
Other Equipment: Generator
Parcel#: Tax Map #39-40, Palmer 1.93 Acres, LR22/2199
Parking: Detached, Garage, Garage Door Opener, Two Spaces
Parking Notes: Detached, Garage, Garage Door Opener, Two Spaces
Patio/Porch: Balcony, Deck
Sewer: Septic Tank
Special View Info: Water
Topography: Level
Water: Well
Water Features: Beach Access, Dock Access, Mooring, River Front, Bulkhead, Waterfront

Local Schools

High School: Lancaster
Middle School: Lancaster
Elementary School: Lancaster

Listed By / Shown By

Listed By

Agency Name: IsaBell K. Horsley Real Estate
Agency Phone: 804-435-2644

Shown By

Agent Name: Mike Lonski
Agent Phone: (804) 241-9427
Agency Title: Napier Realtors ERA

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Estimate Your Payment

Estimated Payment

$ 4,378.21 per month $3,449.63 Principal & Interest $476.50 Property Tax $452.08 Homeowner's Insurance

Change Payment Information

%
years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)
Movement Mortgage
Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 06/01/2026. The listing information on this page last changed on 06/01/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Mon 06/01/2026 12:00:11 AM EST) or CAAR MLS (last updated Sun 05/31/2026 11:10:19 PM EST) or CVRMLS (last updated Sun 05/31/2026 11:58:40 PM EST) or Williamsburg MLS (last updated Sun 05/31/2026 10:54:36 PM EST) or NNAR MLS (last updated Sun 05/31/2026 10:26:50 PM EST) or Chesapeake Bay & Rivers (last updated Sun 05/31/2026 8:50:50 PM EST). Real estate listings held by brokerage firms other than Napier Realtors ERA may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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