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Mike Lonski
REALTOR®, Associate Broker

410 High Bank Road, White Stone, VA 22578

$775,000
  • 410 High Bank Road, White Stone, VA 22578 Main Photo

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Mike Lonski
Call: (804) 241-9427

Contract w/Contingencies
BEDS4 BATHS3 full 1 partial SQUARE FEET3,408 MLS#120433
STATUSContract w/Contingencies PROPERTY TYPEResidential - Single Family SUBDIVISIONHIGH BANK

Property Description

One-of-a-kind waterfront opportunity in High Bank, this is the only residence in the community featuring a fully finished basement, offering significantly more living space than comparable units. Perfectly positioned to capture breathtaking sunsets over the iconic Rappahannock River, you'll enjoy ever-changing water views with boats passing by, truly mesmerizing from day to day. Designed for easy, low-maintenance waterfront living, the community amenities include a wide sandy beach, day dock, pool & pool house, trailer & boat storage, private storage shed, & full exterior maintenance including landscaping. The home itself showcases quality construction with Hardiplank siding, a copper roof, & a waterside patio ideal for relaxing or entertaining. Inside, you'll find high ceilings, detailed crown molding, & upscale finishes throughout. The gourmet kitchen features a large center island, pantry, dry bar with beverage fridge, and opens seamlessly to the living & dining areas, perfectly oriented to take in the expansive water views. A bright sunroom extends the living space even further. Upstairs, the primary suite offers a walk-in closet, spacious bath, & a private covered balcony overlooking the river. A second bedroom has access to a full bath, along with a flexible office/guest overflow. The finished basement adds exceptional versatility with a large family room with built-in shelving, 2 additional bedrooms, a full bath, & ample storage, deal for guests or extended stays. Conveniently located just minutes from White Stone, Irvington, & Kilmarnock. Easy, lock-&-leave home.

Property Features

Property Type: Residential - Single Family
Basement: Yes
Cooling: Heat Pump
Fireplaces: 1
Heating: Heat Pump
Home Style: Other-See Remarks
Lot Size: 0.21 Acres
Roof Type: Metal, Other
Year Built: 2005

Feature Descriptions

Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Wall Oven, Washer, Wine Cooler, Other-See Remarks
Days on Site: 9
Dining: Dining Area
Exterior: Patio, River/Creek Front, River/Creek View, Sand Beach, Security Lighting, Stone Driveway
Exterior: HardiPlank Type
Firplace: Family Room, Gas Logs, One Fireplace
Flooring: Hardwood, Tile, Wall to Wall Carpet
Foundation: Basement
HOA Fee: 6300.00/Annually
HOA Y/N: Yes
Interior: Ceiling 9 Ft+, Fireplace, Walk-In Closets, Other-See Remarks
Lot Dimensions: < .5 acre
Miscellaneous: Basement, Generator
River: RAPPAHANNOCK RIVER
Road Surface: Paved
Rooms Total: 6
Sewer: Septic System
Storage: Shed
Water: Public
Water Frontage: TBD
Water Heater: Gas, Tankless
Zoning: R1

Listed By / Shown By

Listed By

Agency Name: ISABELL K. HORSLEY R.E.,LTD.
Agency Phone: 804-435-2644

Shown By

Agent Name: Mike Lonski
Agent Phone: (804) 241-9427
Agency Title: Napier Realtors ERA

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Estimated Payment

$ 1,950.86 per month $1,724.81 Principal & Interest $0.00 Property Tax (data not provided by mls) $226.04 Homeowner's Insurance

Change Payment Information

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yearly
yearly (est.)
(Payments are an estimate and may vary by lender)
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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 06/01/2026. The listing information on this page last changed on 06/01/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Mon 06/01/2026 12:00:11 AM EST) or CAAR MLS (last updated Sun 05/31/2026 11:10:19 PM EST) or CVRMLS (last updated Sun 05/31/2026 11:58:40 PM EST) or Williamsburg MLS (last updated Sun 05/31/2026 10:54:36 PM EST) or NNAR MLS (last updated Sun 05/31/2026 10:26:50 PM EST) or Chesapeake Bay & Rivers (last updated Sun 05/31/2026 8:50:50 PM EST). Real estate listings held by brokerage firms other than Napier Realtors ERA may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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