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Mike Lonski
REALTOR®, Associate Broker

410 High Bank Road, White Stone, VA 22578

$775,000
  • 410 High Bank Road, White Stone, VA 22578 Main Photo

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Mike Lonski
Call: (804) 241-9427

Pending
BEDS4 BATHS3 full 1 partial SQUARE FEET4,608 MLS#202600829
STATUSPending PROPERTY TYPEResidential - Single Family SUBDIVISIONHighbanks

Property Description

One-of-a-kind waterfront opportunity in High Bank, this is the only residence in the community featuring a fully finished basement, offering significantly more living space than comparable units. Perfectly positioned to capture breathtaking sunsets over the iconic Rappahannock River, youll enjoy ever-changing water views with boats passing by, truly mesmerizing from day to day. Designed for easy, low-maintenance waterfront living, the community amenities include a wide sandy beach, day dock, pool & pool house, trailer & boat storage, private storage shed, & full exterior maintenance including landscaping. The home itself showcases quality construction with Hardiplank siding, a copper roof, & a waterside patio ideal for relaxing or entertaining. Inside, youll find high ceilings, detailed crown molding, & upscale finishes throughout. The gourmet kitchen features a large center island, pantry, dry bar with beverage fridge, and opens seamlessly to the living & dining areas, perfectly oriented to take in the expansive water views. A bright sunroom extends the living space even further. Upstairs, the primary suite offers a walk-in closet, spacious bath, & a private covered balcony overlooking the river. A second bedroom has access to a full bath, along with a flexible office/guest overflow. The finished basement adds exceptional versatility with a large family room with built-in shelving, 2 additional bedrooms, a full bath, & ample storage, deal for guests or extended stays. Conveniently located just minutes from White Stone, Irvington, & Kilmarnock. Easy, lock-&-leave home.

Property Features

Property Type: Residential - Single Family
Basement: Full, Finished, Interior Entry
Cooling: Heat Pump, Zoned
Fenced: Yes
Fireplaces: 1
Heating: Electric, Forced Air, Heat Pump, Propane, Zoned
Home Style: Two Story
Lot Size: 0.21 Acres
Roof Type: Metal
Stories: 2.0
Taxes: $3,637
Year Built: 2005

Amenities

Wet Bar
Bookcases
Built-in Features
Ceiling Fan(s)
Dining Area
Double Vanity
Eat-in Kitchen
French Door(s)/Atrium Door(s)
Fireplace
Granite Counters
High Ceilings
High Speed Internet
Kitchen Island
Pantry
Recessed Lighting
Cable TV
Wired for Data
Walk-In Closet(s)
Window Treatments
Storage
Shed
Unpaved Driveway

Feature Descriptions

Appliances: Cooktop, Double Oven, Dryer, Dishwasher, Exhaust Fan, Gas Cooking, Disposal, Ice Maker, Microwave, Oven, Propane Water Heater, Range, Refrigerator, Tankless Water Heater, Wine Cooler, Washer
Association Amenities: Landscaping
Body of Water: RAPPAHANNOCK RIVER
Community Features: Beach, Common Grounds/Area, Dock, Home Owners Association, Maintained Community, Pool
Days on Site: 9
Door Features: French Doors
Exterior: Drywall, Frame, HardiPlank Type
Fireplace: Gas, Insert
Flooring: Carpet, Ceramic Tile, Marble, Wood
HOA Fee: 6300/ Annually
Laundry: Washer Hookup, Dryer Hookup
Lot: Landscaped, Waterfront, Cul-De-Sac, Level
Other Equipment: Generator
Parcel#: 34L-1-10
Parking: Assigned, Driveway, Guest, Unpaved, Boat, RV Access/Parking
Parking Notes: Assigned, Driveway, Guest, Unpaved, Boat, RV Access/Par
Patio/Porch: Balcony, Rear Porch, Patio
Pets Allowed: Yes
Pool: Fenced, Pool, Community
Security: yes
Security: Security System
Sewer: Septic Tank
Special View Info: Water
Swimming Pool: Yes
Topography: Level
Water: Community/Coop, Shared Well
Water Features: Dock Access, Mooring, River Front, Water Access, Walk to Water, Waterfront
Window: Screens, Thermal Windows, Window Treatments

Local Schools

High School: Lancaster
Middle School: Lancaster
Elementary School: Lancaster

Listed By / Shown By

Listed By

Agency Name: IsaBell K. Horsley Real Estate
Agency Phone: 804-435-2644

Shown By

Agent Name: Mike Lonski
Agent Phone: (804) 241-9427
Agency Title: Napier Realtors ERA

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Estimate Your Payment

Estimated Payment

$ 2,253.94 per month $1,724.81 Principal & Interest $303.08 Property Tax $226.04 Homeowner's Insurance

Change Payment Information

%
years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)
Movement Mortgage
Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 06/01/2026. The listing information on this page last changed on 06/01/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Mon 06/01/2026 12:00:11 AM EST) or CAAR MLS (last updated Sun 05/31/2026 11:10:19 PM EST) or CVRMLS (last updated Sun 05/31/2026 11:58:40 PM EST) or Williamsburg MLS (last updated Sun 05/31/2026 10:54:36 PM EST) or NNAR MLS (last updated Sun 05/31/2026 10:26:50 PM EST) or Chesapeake Bay & Rivers (last updated Sun 05/31/2026 8:50:50 PM EST). Real estate listings held by brokerage firms other than Napier Realtors ERA may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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